Riding a bike through Chicago can be thrilling and terrifying all at the same time. Dodging cars and pedestrians might be second nature to you already. Unfortunately, it does not take much to find yourself on the ground with a broken bone or two, some nasty road rash, and a bent bike frame. In reality, drivers tend to view cyclists as second class, with fewer rights to share the road. Even though the law says otherwise, many cyclists find themselves taking the blame after a collision with a vehicle.
The first moments after a bicycle accident with a car matter. What you say and do can have a huge impact on your claim against the person behind the wheel. Read further to find out more about what to do right after a bike accident with a car.
Call the police
Even if the accident seems minor, call the police. You will want a police report on file that an officer created while at the scene of the accident. By having this documentation as an official record, it reduces the chances of the driver providing a different story to the insurance company.
Just like with a car accident, you should exchange information with the driver of the vehicle. Be sure you get his or her name, phone number, insurance information and license plate number. Also, get contact information and statements from anyone that witnessed the accident.
Do not apologize to the other driver or admit that you played any role in causing the accident. Also, do not play down your injuries. Remember, the driver is probably going to speak to his or her insurance company and when that happens you do not want them to say that you were uninjured or that you caused the collision.
Get checked out
Not only should you see your doctor as soon as possible and obtain any necessary medical treatment, you should take your bike to the shop. When you file your claim, you will want compensation for your injuries and the damage to your bike. Medical records and repair estimates will help you provide the documentation the insurance company needs to process your claim.
The above tips can help if you find yourself the victim of a negligent driver while riding through Chicago. If you or a loved one has been involved in a bicycle accident with a motor vehicle, you might be able to pursue a claim for the damages. A lawyer can review your case and discuss your legal options. Nearly every personal injury lawyer offers free initial consultations, so you should take the opportunity to obtain legal advice.