If you have lost a loved one in some sort of accident -- from a car accident to a workplace accident -- it is going to be a very difficult time, emotionally speaking. However, one thing that you'll find very quickly is that you have a lot of financial questions as well. It is important to address these and to understand your rights. Remember, if you have lost a spouse and you have children who rely on you, their well-being can be tied to these financial challenges.
One thing that many people think when a situation like this arises is that the only way that they can get any financial assistance is through life insurance. If they do not have a policy, they assume they are out of luck and out of options. While it is true that life insurance can help if you have it, do not make the mistake of thinking that this is your only option.
The real question is this: Who was responsible for the death? Sure, it was an accident, but accidents often happen for a reason. Did a negligent boss create an unsafe working environment? Did another driver take reckless action that led to a crash? Even if people were not charged with any crimes, that does not mean they were not responsible.
Once fault is determined, you may find that you have a right to compensation for your loss.This compensation can make up for the money that your spouse was providing for your family. You may also be able to get compensation for future wages based on his or her projected earnings.
If you want to learn more, please check out our wrongful death page today.